My beautiful wife Emma and I have two children. I was born and raised in Montana. It is a wonderful state with a ton of outside activities. I love to play golf, camp, fish and hunting with my family and friends. I have been in the mortgage industry for over 18 years. In that time, I have been through the good and bad times in mortgage lending. This experience has help me to understand that each borrower is unique, and I enjoy helping my clients attain home ownership by making sure we are providing the right loan for the client.